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The lending counter with a ledger and a balance scale
Lending

Granth Enterprises

Loans against vehicles, gold and other securities. Quick processing, minimal documentation, terms in writing.

93227 05254Send an Enquiry

Services

New loans

Loan against vehicle

Funding against cars, auto-rickshaws and commercial vehicles, based on age, condition and valuation.

Loan against gold

Ornaments weighed and valued in front of you, sealed, receipted and kept in secure storage.

Loan against securities

Advances against other approved securities and assets, assessed case by case.

Existing loans

Used vehicle refinance

Refinance a vehicle you already own to release funds, subject to clear title and valuation.

Top-up loan

Additional funding on a running loan with a clean repayment record, without a fresh file.

Foreclosure and release

Close early and take your security back the same day, with a written no-dues letter.

Documents Required

With these ready, a complete file can usually be processed the same working day.

Aadhaar card and PAN card
Two passport-size photographs
Address proof: electricity bill, rent agreement or Aadhaar
Original RC and insurance, for vehicle loans
Purchase bill for gold, where available
Bank statement for the last six months

Our Process

  1. 01

    Enquiry and valuation

    Bring the security to the office. Gold is weighed and vehicles inspected in front of you.

  2. 02

    Offer in writing

    Amount, rate, tenure and all charges, on paper, before any commitment.

  3. 03

    Documentation

    A short set of forms is signed and the security is stored or hypothecated against a proper receipt.

  4. 04

    Disbursal

    Funds released the same day for complete files, by transfer or as agreed.

Frequently Asked Questions

Same working day for a complete file with valid documents. Vehicle loans may take a day longer if title verification is pending.

It depends on the valuation of the security. Gold is lent against at prevailing rates; vehicle funding depends on age, model and condition. You get the figure at the time of valuation.

It is sealed in your presence, recorded by weight and description on your receipt, and kept in secure storage. It comes back in the same sealed packet on closure.

Yes. You can foreclose at any time. Any foreclosure charge is stated in the agreement upfront. Nothing is disclosed after the fact.

Lending is primarily against the security offered, so a low or absent score does not automatically disqualify you. Repayment capacity is still discussed honestly before we lend.

Enquire about this service

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Need funds quickly? Come and talk.

Mon – Sat, 9:00 AM – 9:00 PM

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